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If the past few years have proven anything, it’s that even the most well-thought-out plans can fall apart. Now more than ever, travelers are wondering what the best travel insurance for their next trip is.
As a result, travel insurance usage is more prevalent than ever.
Whether for unexpected medical expenses, trip cancellation guarantees, or policies that cover more adventurous travelers, Travel Off Path has found 5 of the best travel insurance options for every type of traveler.
| Company | Best Travel Insurance For | Already Decided? |
| SafetyWing | Very Affordable Insurance With Great Coverage | Go Here |
| HeyMondo | High Coverage Option For Those Who Want Peace Of Mind | Go Here |
| InsureMyTrip | Great Option For Seniors & Comparison Junkies | Go Here |
| World Nomads | Perfect For Thrill Seekers | Go Here |
| HTH Worldwide | Best For Seniors 70+ | Go Here |
SafetyWing
Best Travel Insurance For: SafetyWing is a very low-cost insurance that is great for budget travelers and digital nomads that is easy to extend on the go. SafetyWing separates itself from competitors by offering low-cost monthly travel insurance plans, perfect for a nomadic lifestyle.
Travelers 39 and under can secure coverage for just $45.08 per month. As ages increase, so do rates. Those in their 40’s will pay $73.92 per month, those in their 50’s will pay $115.92 per month, and those in their 60’s will be subject to the highest pricing of $157.36 per month. Interested in just a week? Your price will be drastically lower than the competition.
Pros
- Very-Low-Cost Option
- Available for nearly everyone in almost any country.
- Travelers under 39 get lower pricing.
- Subscription model makes it easy to stay covered while traveling long-term.
Cons
- Age limit of 69
- Has a deductible for medical incidents ($250)
- No coverage for extreme sports
Coverage
- Trip Interruption: Up to $5,000
- Travel Delay: Up to $100
- Lost Luggage: Up to $3,000
- Medical Incidents: Up to $250,000
Cost for 1 Week of Coverage in April*
- Ages 10 – 39: $12.88
- Ages 40 – 49: $21.12
- Ages 50 – 59: $33.12
- Ages 60 – 69: $44.96
*Pricing is based on a 1-week trip from the USA to Europe in April.
HeyMondo
Best Travel Insurance For: HeyMondo has no deductible and offers incredible coverage amounts. This is the perfect plan for travelers who want complete peace of mind.
HeyMondo offers one-off trip insurance plans, as well as annual policies that cover trips up to 60 days in length.
Pros
- 3 tiers of plans to choose from, offering greater flexibility
- 5% off for being a Travel Off Path reader!
- NO deductible
- Optional coverage for extreme sports
Cons
- Age limit of 69 for trips under 30 days, and age limit of 49 for trips over 30 days
- Can be pricier depending on policy needs
Coverage
- Trip Interruption: Up to $7,000
- Travel Delay: Up to $1500
- Lost Luggage: Up to $2,500
- Medical Incidents: Up to $500,000
Cost for 1 Week of Coverage in April*
- Heymondo Top: $49.63
- Heymondo Premium: $62.28
- Heymondo Medical: $45.25
*Pricing is based on a 1-week trip from the USA to Europe in April.
InsureMyTrip
Best Travel Insurance For: InsureMyTrip is great for seniors from any nationality. Great for coverage for those 69 and older, InsureMyTrip satisfies comparison junkies by showing a wide range of providers to ensure you are getting the best coverage possible.
Pros
- Wonderful comparison algorithm (think Expedia of Travel Insurance)
- Coverage options for those over 69
Cons
- Can be tough to sort through the wide range of options
- Coverage varies between plans, careful reading required
Coverage
- Coverage varies based on the plan selected.
- Most plans include typical coverages such as trip cancellation, medical, & lost luggage protection.
Cost for 1 Week of Coverage in April*
- Cheapest Plan: $153.00
- Most Expensive Plan: $347.85
*Pricing based on 35-year-old American traveling for 1 week in April from USA to Europe with a total trip cost of $5,000
World Nomads
Best Travel Insurance For: World Nomads is a great option for the more adventurous traveler. Plans automatically cover more extreme activities such as scuba diving or ATV outings.
Pros
- Coverage for extreme sports automatically included
- Explorer plan offers car rental coverage up to $35,000
- 24-hour assistance for added peace-of-mind
Cons
- Age limit of 69. However, a partnership with TripAssure allows those over 69 to find coverage
- Has a deductible for medical incidents ($250)
- No coverage for extreme sports
Coverage
- Trip Interruption: Up to $10,000
- Travel Delay: Up to $3,000
- Lost Luggage: Up to $3,000
- Medical Incidents: Up to $100,000
Cost for 1 Week of Coverage in April*
- Standard Plan: $76.58
- Explorer Plan: $123.34
*Pricing is based on a 35-year-old American traveling for 1 week in April from the USA to Europe.
HTH Worldwide
Best Travel Insurance For: HTH Worldwide is best for travelers over the age of 69.
Pros
- Coverage those over 69
- 3 tiers of coverage offer cost flexibility
- 24-hour assistance for added peace-of-mind
Cons
- Can be expensive depending on age
- Cancel for any reason option only reimburses 75% of cost
Coverage
- Trip Interruption: Up to 200% of trip cost
- Travel Delay: Up to $2,000
- Lost Luggage: Up to $2,000
- Medical Incidents: Up to $500,000
Cost for 1 Week of Coverage in April*
- TripProtector Economy: $184.21
- TripProtector Classic: $223.19
- TripProtector Preferred: $300.22
*Pricing is based on a 35-year-old American traveling for 1 week in April from the USA to Europe.
Traveler Alert: Don’t Forget Travel Insurance For Your Next Trip!
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This article originally appeared on TravelOffPath.com
Liz Linsell
Monday 27th of March 2023
Why don't you offer 70+ travel insurance?
daniel zavala
Friday 3rd of February 2023
i wish i have my papers i will like to go travel to mexico oh eutopa =(
Ainos
Friday 6th of January 2023
heymondo changed. there is age limit now, deductible od 250eur and annual multi trip is limited to 60 days one trip
Jim
Wednesday 16th of November 2022
HeyMondo's Annual Multi-trip policy is now limited to "Max. age 49 years old." It was nice while it was available to 50+; the coverage is very good and underwritten by Axa.