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Top 5 Best Travel Insurance Companies for April 2023

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If the past few years have proven anything, it’s that even the most well-thought-out plans can fall apart. Now more than ever, travelers are wondering what the best travel insurance for their next trip is.

As a result, travel insurance usage is more prevalent than ever.

Whether for unexpected medical expenses, trip cancellation guarantees, or policies that cover more adventurous travelers, Travel Off Path has found 5 of the best travel insurance options for every type of traveler.

Best Travel Insurance Policy Detailed Information
CompanyBest Travel Insurance For Already Decided?
SafetyWingVery Affordable Insurance With Great CoverageGo Here
HeyMondoHigh Coverage Option For Those Who Want Peace Of MindGo Here
InsureMyTripGreat Option For Seniors & Comparison JunkiesGo Here
World Nomads Perfect For Thrill SeekersGo Here
HTH WorldwideBest For Seniors 70+Go Here
SafetyWingPic
Courtesy Of: SafetyWing

SafetyWing

Best Travel Insurance For: SafetyWing is a very low-cost insurance that is great for budget travelers and digital nomads that is easy to extend on the go. SafetyWing separates itself from competitors by offering low-cost monthly travel insurance plans, perfect for a nomadic lifestyle.

Travelers 39 and under can secure coverage for just $45.08 per month. As ages increase, so do rates. Those in their 40’s will pay $73.92 per month, those in their 50’s will pay $115.92 per month, and those in their 60’s will be subject to the highest pricing of $157.36 per month. Interested in just a week? Your price will be drastically lower than the competition.

Pros

  • Very-Low-Cost Option
  • Available for nearly everyone in almost any country.
  • Travelers under 39 get lower pricing.
  • Subscription model makes it easy to stay covered while traveling long-term.

Cons

  • Age limit of 69
  • Has a deductible for medical incidents ($250)
  • No coverage for extreme sports

Coverage

  • Trip Interruption: Up to $5,000
  • Travel Delay: Up to $100
  • Lost Luggage: Up to $3,000
  • Medical Incidents: Up to $250,000

Cost for 1 Week of Coverage in April*

  • Ages 10 – 39: $12.88
  • Ages 40 – 49: $21.12
  • Ages 50 – 59: $33.12
  • Ages 60 – 69: $44.96

*Pricing is based on a 1-week trip from the USA to Europe in April.

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HeyMondoPic
Courtesy Of: HeyMondo

HeyMondo

Best Travel Insurance For: HeyMondo has no deductible and offers incredible coverage amounts. This is the perfect plan for travelers who want complete peace of mind.

HeyMondo offers one-off trip insurance plans, as well as annual policies that cover trips up to 60 days in length.

Pros

  • 3 tiers of plans to choose from, offering greater flexibility
  • 5% off for being a Travel Off Path reader!
  • NO deductible
  • Optional coverage for extreme sports

Cons

  • Age limit of 69 for trips under 30 days, and age limit of 49 for trips over 30 days
  • Can be pricier depending on policy needs

Coverage

  • Trip Interruption: Up to $7,000
  • Travel Delay: Up to $1500
  • Lost Luggage: Up to $2,500
  • Medical Incidents: Up to $500,000

Cost for 1 Week of Coverage in April*

  • Heymondo Top: $49.63
  • Heymondo Premium: $62.28
  • Heymondo Medical: $45.25

*Pricing is based on a 1-week trip from the USA to Europe in April.

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InsureMyTripPic
Courtesy Of: InsureMyTrip

InsureMyTrip

Best Travel Insurance For: InsureMyTrip is great for seniors from any nationality. Great for coverage for those 69 and older, InsureMyTrip satisfies comparison junkies by showing a wide range of providers to ensure you are getting the best coverage possible.

Pros

  • Wonderful comparison algorithm (think Expedia of Travel Insurance)
  • Coverage options for those over 69

Cons

  • Can be tough to sort through the wide range of options
  • Coverage varies between plans, careful reading required

Coverage

  • Coverage varies based on the plan selected.
  • Most plans include typical coverages such as trip cancellation, medical, & lost luggage protection.

Cost for 1 Week of Coverage in April*

  • Cheapest Plan: $153.00
  • Most Expensive Plan: $347.85

*Pricing based on 35-year-old American traveling for 1 week in April from USA to Europe with a total trip cost of $5,000

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WorldNomadsPic
Courtesy Of: World Nomads

World Nomads

Best Travel Insurance For: World Nomads is a great option for the more adventurous traveler. Plans automatically cover more extreme activities such as scuba diving or ATV outings.

Pros

  • Coverage for extreme sports automatically included
  • Explorer plan offers car rental coverage up to $35,000
  • 24-hour assistance for added peace-of-mind

Cons

  • Age limit of 69. However, a partnership with TripAssure allows those over 69 to find coverage
  • Has a deductible for medical incidents ($250)
  • No coverage for extreme sports

Coverage

  • Trip Interruption: Up to $10,000
  • Travel Delay: Up to $3,000
  • Lost Luggage: Up to $3,000
  • Medical Incidents: Up to $100,000

Cost for 1 Week of Coverage in April*

  • Standard Plan: $76.58
  • Explorer Plan: $123.34

*Pricing is based on a 35-year-old American traveling for 1 week in April from the USA to Europe.

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HTH Travel Insurance
Image Courtesy Of: HTH Worldwide

HTH Worldwide

Best Travel Insurance For: HTH Worldwide is best for travelers over the age of 69.

Pros

  • Coverage those over 69
  • 3 tiers of coverage offer cost flexibility
  • 24-hour assistance for added peace-of-mind

Cons

  • Can be expensive depending on age
  • Cancel for any reason option only reimburses 75% of cost

Coverage

  • Trip Interruption: Up to 200% of trip cost
  • Travel Delay: Up to $2,000
  • Lost Luggage: Up to $2,000
  • Medical Incidents: Up to $500,000

Cost for 1 Week of Coverage in April*

  • TripProtector Economy: $184.21
  • TripProtector Classic: $223.19
  • TripProtector Preferred: $300.22

*Pricing is based on a 35-year-old American traveling for 1 week in April from the USA to Europe.

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Traveler Alert: Don’t Forget Travel Insurance For Your Next Trip!

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This article originally appeared on TravelOffPath.com


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Liz Linsell

Monday 27th of March 2023

Why don't you offer 70+ travel insurance?

daniel zavala

Friday 3rd of February 2023

i wish i have my papers i will like to go travel to mexico oh eutopa =(

Ainos

Friday 6th of January 2023

heymondo changed. there is age limit now, deductible od 250eur and annual multi trip is limited to 60 days one trip

Jim

Wednesday 16th of November 2022

HeyMondo's Annual Multi-trip policy is now limited to "Max. age 49 years old." It was nice while it was available to 50+; the coverage is very good and underwritten by Axa.